Financial wellness and emotional support for every Indian, in your language and feelings.
Ratan AI is a revolutionary platform that bridges the gap between financial wisdom and emotional well-being, designed specifically for the diverse needs of India.
We combine ancient principles of trust and community with cutting-edge AI technology to create financial solutions that understand your emotions, speak your language, and respect your cultural context.
AI-driven money tracking and personalized financial advice
24/7 AI companion for your financial stress and money anxieties
Group-based savings circles that build on traditional chit funds
Full support in 12+ Indian languages with cultural sensitivity
AI Assistant with family in traditional Indian setting
Three pillars of financial and emotional wellness for modern India
Group-based savings and investing with trust. Create or join circles with family, friends, or community members to save together, invest wisely, and achieve common financial goals.
Join CircleSimplified finance education in Indian languages. Learn about budgeting, investing, loans, and financial planning through engaging stories and practical examples in your mother tongue.
Start LearningAI assistant for emotional & financial help. Chat or talk with our AI companion that understands your financial stress and guides you with empathy and practical solutions.
Talk to AIWe understand the unique financial challenges faced by Indians
In Indian families, money problems are often hidden due to shame. Ratan provides a judgment-free space to discuss finances openly and get help without embarrassment.
Complex financial jargon in English creates barriers. Naya Paisa explains everything simply in your language, making finance accessible to all.
Money stress can be isolating. Ratan Circle builds supportive communities, while our AI companion is always there to listen and guide.
We respect traditional savings methods while introducing modern investment strategies, creating a bridge between generations.
Our vision for the future of financial wellness in India
Financially empowered Indians across all states
Full support for every scheduled Indian language
Emotional AI accessible to every Indian household
Helping Indians save 20% more by 2040
Be among the first to experience Ratan AI's transformative platform