Small daily habits.
Big dignity.
Turn your daily cash flow into a digital ledger your family can trust. Instant receipts, human nudges, and offline-friendly flows built for Bharat.
How it works
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A simple daily habit that builds proof and dignity over time
Pick a Habit
Choose an amount between ₹10 to ₹500 per day. Start small, adjust anytime. No pressure, no targets.
Save Directly
Money moves via UPI/WhatsApp to regulated partners. Neelam never touches your funds.
Get Proof
Instant digital passbook entry and shareable receipts. Show your family the progress you're making.
Kirana counts cash
One tap → receipt → habit built. Simple flows for busy lives.
Diary → Phone
A digital ledger your family can trust and verify.
Scale gently
Pilot with trusted merchants. Growth through trust, not hype.
Quiet stories
Real people building dignity, one day at a time
A small daily nudge felt possible. No big promises, just steady progress I could show my family.
Diary gone — but trust remains. This digital receipt means my son knows I'm saving for his future.
Finally, something that respects how we actually live. Simple, honest, and built for people like us.
Ujjwal Prakash
Building a trust-first savings movement for Bharat. We're not chasing scale — we're building institutional-grade infrastructure for the unobserved economy. Every receipt is a brick in a larger system of dignity.
Email Ujjwal Chat on WhatsAppJoin the founding circle
Invite-only pilot. Priority for kiranas, operators, and everyday savers building dignity.