Privacy Policy
What data Neelam collects
- Pseudonymous identifiers: We use generated IDs to track savings behaviour without directly exposing personal identity.
- Savings event metadata: Records of transactions (timestamp, amount, location type) to verify activity.
- Consent records: Explicit logs of when and how you granted permission for data usage.
What Neelam does NOT collect
- No Aadhaar: We do not collect or store Aadhaar numbers.
- No bank account details: We do not store full bank account numbers.
- No biometric data: We do not collect fingerprints or face data.
- No financial balances: We do not track total net worth or external bank balances.
How data is used
- Recording savings behaviour: To create an immutable ledger of habits.
- Enforcing consent: To ensure data is only accessed when allowed.
- Generating audit logs: To provide institutional proof of savings history.
Data sharing
- Only with explicit, revocable user consent: You control who sees your data.
- Only with institutions specified in consent: Data is shared only with partners you explicitly approve.
Data security & retention
- Append-only records: Data is stored in a tamper-evident log.
- Access logging: Every view of the data is recorded for security.
Contact
For support or compliance inquiries: ujjwalprakashx@gmail.com