Neelam Infrastructure
Compliance-First Savings Records & Consent Ledger
A non-custodial, consent-driven infrastructure for recording, verifying, and auditing informal savings
behaviour — built for institutions.
What Neelam Infrastructure Is
- Headless API (no consumer app)
- Append-only savings record ledger
- Explicit consent & access control layer
- Audit-ready data infrastructure
- Designed for RBI & DPDP scrutiny
What Neelam Infrastructure Is NOT
- Not a bank
- Not a wallet
- Not a savings app
- Does not hold or move funds
- Does not promise returns
- Does not lend or invest
How It Works (High Level)
- Immutable Records: Savings events are recorded as immutable records.
- Consent Gates: Access to records is gated by explicit, revocable consent.
- Audit Logs: All access and actions are logged for auditability.
- Institutional API: Institutions consume verified records via APIs.
Who This Is For
Institutions
NBFCs & banks seeking verified savings signals.
Fintechs
Fintech products needing compliant savings records.
Pilots
Programs piloting informal-to-formal finance flows.
Developer & Institutional Access
🎉 Request Received
Thank you for your interest in the Neelam Infrastructure Pilot.
Our compliance team will review your entity details and connect via email within 48 hours.
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